ALISON DARBY CeMAP

Mortgage & Protection Adviser

Alison’s career in mortgages started in 1989 with Leeds Permanent Building Society.  As an Assistant Branch Manager and then Mortgage Underwriter she saw cases through the process of application to completion.  She has been a Mortgage Adviser at NatWest and a Customer Service Manager with Vernon Building Society, running their Head Office branch in Stockport.  Alison gained her CeMAP qualification in 2001 and is a member of the Association of Mortgage Intermediaries.  She says “If I didn’t work in Mortgages I’d definitely work in an Estate Agency.  I love property and have moved 12 times myself! I’m also a landlord so can empathise fully with Buy to Let Investors”.

TIM DERBYSHIRE BA (Hons) CeMAP

Mortgage & Protection Adviser

Tim has worked for over 20 years in financial services with lending institutions including Britannia Building Society and Singer & Friedlander and then subsequently as an adviser in both the commercial and residential finance sectors.  He can give you full advice & recommendation for residential and investment mortgages so, if you are looking to purchase or remortgage your property he can help find finance that works for you.  Tim says “At Alpha Mortgages we pride ourselves on delivering great service to meet the needs of our customers.  We also understand that buying property is not just about the mortgage, it’s about the people too and making sure our clients’ financial security is protected.”

IAN DARBY

Buildings & Contents Insurance Adviser

Protecting your home and belongings against incidents such as fire and burglary is an important part of owning your own home or investment.  Ian is our general insurance specialist with experience in providing advice in this complex market.  The extent of cover, the excesses, exclusions and discounts all need careful consideration when deciding upon the most appropriate insurance.  Ian comments “Price comparison websites do not give you advice and therefore you have less protection should there be a problem with your cover”.  Ian will guide you through the covers on offer, submit your application and be there for you in the unfortunate event you have to make a claim.

LORRAINE WILLIAMS

Personal Assistant and Office Manager

Having worked in the financial service industry for over 20 years including Bradford & Bingley Lorraine says “Once we have submitted your application, I will liaise with the Lender, your Solicitor, Estate Agent and Insurance Provider making sure your application completes as quickly and as smoothly as possible. I am here to help with any of your queries.”

DISCLAIMER: There will be a fee for providing mortgage advice, the precise amount will depend upon your circumstances but we estimate it to be around £350. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Your property may be repossessed if you do not keep up repayments on your mortgage.

LET’S GET STARTED

We’re here to help answer your questions. We take great pride in using our expertise for you and look forward to hearing from you.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive contact from us to discuss your mortgage and/or insurance requirements.